Desert Schools Credit Union

In January of 2008 the accounting firm Callahan and Associates rated Desert Schools credit union #1 for auto loans in Arizona and #15 in the entire country. This is important since auto loans are one of the primary reasons people go to banks and credit unions for money. Walking into a car dealer without cash is folly. Crafty sales people and finance managers can add thousands to the cost of a car with a loan. Even those 0% APR dealer loans can be a disaster for the buyer. Securing the loan first can lead to thousands in savings. It can also serve as leverage during the negotiation. A rule of thumb is if the sales person moves from the ?I’m your buddy? routine to ?how can you do this to me? or to the angry sales person trying to intimidate you, then you’re doing a good job of negotiating.

Desert School credit union offers very flexible financing for vehicles. They directly work with over 200 participating dealers and businesses to make sure the loan experience for the buyer is smooth. This also means the best of both worlds. The buyer isn’t at the mercy of the dealer’s loans, but the buyer doesn’t have to secure a loan until the vehicle is picked and the price is known.

Desert School credit union vehicle loans aren’t just limited to cars. The credit union also offers loans for motorcycles, boats and personal water craft. They realize people want fun from vehicles as well as utility. Speaking of fun, there are also loans available for pools. It seems a bit extreme, but in the Arizona heat a pool is a much more standard home feature than it is in other cooler parts of the country.

Desert Schools credit union started out with a handful of members with $75 in total assets. Today it is the largest credit union in Arizona with over 350,000 members and over $3 billion in total assets. For those interested in math that’s a growth of forty million times, or four billion percent.

If you live in Arizona, become a member of the Desert Schools credit union. It’s FDIC insured.

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